In a recent post, I suggested that the concept of insurance is itself proto-socialist in a way. Jim Henley approached a similar view this morning, in the context of questioning attempts to define that away.
I’m fine with social insurance, prefer it in fact. I just don’t think “social” should, or even can, translate to state administration. It’s a matter of principle and practicality for me, the practicality reflected in heading off the inevitable “your lifestyle costs The People too much” rationale for nitpickery to follow.